The BASH Breakdown – The 401K Options After Leaving Your Employer Part 2
Learn the risks and options available when deciding whether to transfer, keep, or cash out an old 401(k).
The BASH breakdown delivers rapid-fire commentary on the news and narratives driving markets. In short, digestible clips, our advisors break down what happened, why it matters, and the smart investor’s takeaway, without the noise.
Learn the risks and options available when deciding whether to transfer, keep, or cash out an old 401(k).
Understand the pros and cons of leaving your 401(k) with a former employer versus rolling it into an IRA.
Learn about new 2026 retirement plan updates, including Roth catch-up contribution rules and student loan matching programs.
Understand the upcoming 2026 retirement plan changes involving automatic enrollment and increased catch-up contributions.
Understand the potential downsides and risks of using an in-service rollover within a retirement plan.
Learn how in-service rollovers work and why some employees use them to gain more control over retirement investments.
Understand required minimum distributions (RMDs), when they begin, and how they impact retirement accounts.
Learn how Roth conversions work and why some investors use them as a long-term tax strategy in retirement planning.
Understand how vesting schedules determine when employer contributions officially become yours.
Learn how employer matching contributions work and why they can significantly boost retirement savings.
Learn how dollar cost averaging helps investors reduce timing risk by investing consistently over time.
401(k) plans provide powerful retirement benefits, but there are important restrictions and tradeoffs to consider.
Understand the key differences between Roth and Traditional 401(k) contributions and how taxes impact retirement savings.
Target date funds offer simplicity and diversification, but they also come with limitations investors should understand.
Learn how target date funds automatically adjust risk over time to help investors prepare for retirement.
